Money and borrowing help
UK Credit Score Index
Curious about UK credit scores and public perceptions? We dive into the world of credit scores and uncover the real emotions and myths around them.
The Cost of Food Index
Are rising food costs affecting your finances? Read Moneyboat's guide for insights into the top 10 inflating foods and tips for managing your budget.
Talking About Money
Talking about money can be a sensitive topic for many people, and there are many reasons why people might not be comfortable talking about money.
What is an overdraft?
If you’ve never had an overdraft, you may be wondering what they are and how they are used. Overdrafts are a common form of credit in the UK, with around 19 million British people using an arranged overdraft each year. However, there are also unarranged overdrafts, which 14 million people use. So what’s the difference between an arranged and unarranged overdraft and is it bad to borrow through an overdraft?