Can I get a payday loan with no credit check?

In short, the answer is no.

In the early days of the domestic payday loan industry, regulations were light, leading to problems for some borrowers. This was not helped by lenders who were offering easy payday loans with no credit checks.

Whether a lender decides to lend to the customer after reviewing the credit score is down to each company’s discretion, however, lenders have become much less likely to extend loans to those who cannot repay them.

Those who make informed, appropriate use of payday loans can count on enjoying the same kinds of benefits and security.

As a responsible direct lender with a transparent lending process, Moneyboat regularly helps consumers obtain financing that they can use to overcome occasional, short term financial hurdles, without offering payday loans with no credit check.

Was this article helpful?

If there's anything else you'd like us to know, you can add it below (it's optional!). When you're done, press the Submit button.

Please add any comments in the box below. It's optional, but we really appreciate it and look at all feedback so that we can improve. When you're done, press the Submit button.

Your comments will be used to improve this article. If you need to speak with us, please call us on 0203 818 7470 or email us at thecrew@moneyboat.co.uk. We're here to help Monday to Friday, 8am–6pm, excl. Bank Holidays.

Didn’t find an answer? Contact us

Help Disclaimer

We do all we can to bring you interesting, practical and valuable information. However, please understand the following:

  • Moneyboat.co.uk are in no way connected or affiliated with the application or affiliate links mentioned in this or any article. We do not receive any commission and are not responsible for any charges that may result from any free trials or paid subscriptions.
  • Moneyboat.co.uk does not provide medical advice It is intended for informational purposes only. It is not a substitute for professional medical advice, diagnosis or treatment. Never ignore professional medical advice in seeking treatment because of something you have read on the site. If you think you may have a medical emergency, seek medical advice immediately or dial 999.
  • Information and data on this blog are for information purposes only. While we work hard to ensure it is accurate, we cannot accept responsibility for the accuracy, completeness, suitability or validity of any information provided on the blog. We will not be liable for any errors, omissions, losses, injuries or damages arising from its display or use. All information is provided with no warranties and confers no rights.

If you feel that any of the information published on our blog is not accurate, please notify us via email at thecrew@moneyboat.co.uk.

Representative Example: Borrow £400 for 4 months: 3 monthly repayments of £156.09 followed by a final repayment of £156.07. Total repayment £624.34. Interest rate p.a. (fixed) 288.35%. Representative APR 1,267.9%. 

Compare Moneyboat loans.


Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.