Is there anything else I should know?

First and foremost, it’s important to use same day loans responsibly. If you find yourself turning to this option, when you’re strapped for cash, repeatedly, you may want to consider talking to some debt advice companies. Payday loans were created with the occasional monetary emergency in mind. However we advise using discretion when deciding just what constitutes an emergency and asking, is payday credit really the answer?

Secondly, make your loan payments in a timely manner. Whether your lender is linked to your debit card or withdrawing payments directly from your bank account, be sure the funds are there on established payment dates. If they’re not, you could be facing a late fee and expensive interest as well as penalties from your financial institution. In the event your regularly scheduled payday is going to be later than usual, just let us know in advance so that we can do everything we can to help you to meet your credit obligations.

We understand you may need a little extra time to make a cash payment. However don’t get caught up in interest and late payments alone. Please contact us and let our customer support team guide you through a better repayment plan, as explained above.

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We do all we can to bring you interesting, practical and valuable information. However, please understand the following:

  • Moneyboat.co.uk are in no way connected or affiliated with the application or affiliate links mentioned in this or any article. We do not receive any commission and are not responsible for any charges that may result from any free trials or paid subscriptions.
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If you feel that any of the information published on our blog is not accurate, please notify us via email at thecrew@moneyboat.co.uk.

Representative Example: Borrow £400 for 4 months: 3 monthly repayments of £156.09 followed by a final repayment of £156.07. Total repayment £624.34. Interest rate p.a. (fixed) 288.35%. Representative APR 1,267.9%. 

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Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.