What is the best emergency loan?

The best emergency loan for one person, may not be the best for another. In other words, it’s vital that you find the right emergency loan for your needs and financial circumstances.

When you’re looking for the right kind of emergency loan for you, consider the following:

  • How long you need to borrow money for
  • How much you need to borrow
  • What your credit rating is
  • What you can afford to repay
  • How much income you have
  • What your outgoings are
  • How you wish to repay your loan

And when looking for the right lender, consider:

  • How much do they lend and for how long?
  • Their reputation (check Trustpilot, Google etc.)
  • Their interest rates
  • Their fees and charges
  • Are they registered with the FCA?
  • How quickly they pay your money out if you are approved
  • What’s the application process like?

Was this article helpful?

If there's anything else you'd like us to know, you can add it below (it's optional!). When you're done, press the Submit button.

Please add any comments in the box below. It's optional, but we really appreciate it and look at all feedback so that we can improve. When you're done, press the Submit button.

Your comments will be used to improve this article. If you need to speak with us, please call us on 0203 818 7470 or email us at thecrew@moneyboat.co.uk. We're here to help Monday to Friday, 8am–6pm, excl. Bank Holidays.

Didn’t find an answer? Contact us

Help Disclaimer

We do all we can to bring you interesting, practical and valuable information. However, please understand the following:

  • Moneyboat.co.uk are in no way connected or affiliated with the application or affiliate links mentioned in this or any article. We do not receive any commission and are not responsible for any charges that may result from any free trials or paid subscriptions.
  • Moneyboat.co.uk does not provide medical advice It is intended for informational purposes only. It is not a substitute for professional medical advice, diagnosis or treatment. Never ignore professional medical advice in seeking treatment because of something you have read on the site. If you think you may have a medical emergency, seek medical advice immediately or dial 999.
  • Information and data on this blog are for information purposes only. While we work hard to ensure it is accurate, we cannot accept responsibility for the accuracy, completeness, suitability or validity of any information provided on the blog. We will not be liable for any errors, omissions, losses, injuries or damages arising from its display or use. All information is provided with no warranties and confers no rights.

If you feel that any of the information published on our blog is not accurate, please notify us via email at thecrew@moneyboat.co.uk.

Representative Example: Borrow £400 for 4 months: 3 monthly repayments of £156.09 followed by a final repayment of £156.07. Total repayment £624.34. Interest rate p.a. (fixed) 288.35%. Representative APR 1,267.9%. 

Compare Moneyboat loans.


Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.