What is the difference between no credit check loans and poor credit loans?

Whilst we provide poor credit loans, some lenders offer what are known as ‘no credit check loans.’ These are loans where the lenders do not carry out a hard credit check; a check that leaves a record in your credit history. Rather, they ask sets of questions to qualify the customer for their desired loan. Responsible loan providers however, will very often conduct hard credit checks and these checks are visible to other prospective lenders.

Our bad credit loans however, are designed for those that may have many credit checks on their file and who have been declined in the past. Our loans, simply have fewer eligibility requirements than other loan products, to help you secure the money you need.

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Representative Example: Borrow £400 for 4 months: 3 monthly repayments of £156.09 followed by a final repayment of £156.07. Total repayment £624.34. Interest rate p.a. (fixed) 288.35%. Representative APR 1,267.9%. 

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