Which payday loan is easiest to get?

Each lender has different criteria for approving or rejecting an application. If you’re looking for a short term loan, remember that all legal lenders in the industry are authorised and regulated by the Financial Conduct Authority and have to operate along the FCA’s strict rules on affordability. We are proud responsible lenders, which means we will carry out a range of checks to make sure you can afford to repay your loan, along with the interest charges we apply, before we lend.

We’re always open-minded when it comes to approving applications, and we have a complex and cutting-edge scoring model that helps us to approve as many applications as possible, providing they meet our responsible lending criteria.

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We do all we can to bring you interesting, practical and valuable information. However, please understand the following:

  • Moneyboat.co.uk are in no way connected or affiliated with the application or affiliate links mentioned in this or any article. We do not receive any commission and are not responsible for any charges that may result from any free trials or paid subscriptions.
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If you feel that any of the information published on our blog is not accurate, please notify us via email at thecrew@moneyboat.co.uk.

Representative Example: Borrow £400 for 4 months: 3 monthly repayments of £156.09 followed by a final repayment of £156.07. Total repayment £624.34. Interest rate p.a. (fixed) 288.35%. Representative APR 1,267.9%. 

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Warning: Late repayments can cause you serious money problems. For help, go to www.moneyhelper.org.uk.